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【个人理财类】15本必读书籍!纽约时报、WSJ畅销书

一亩三分地 最新更新: 2021-03-27
疫情期间,投资理财变得更加受关注,很多人宅家也有更多的时间来关注投资理财。

无论你是想提前退休、长期积累财富、初入投资理财,还是想从不同的角度看待金钱,

以下15本都有合适的选择。

I Will Teach You to Be Rich

作者:Ramit Sethi

Sale
I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
    $14.36
    Amazon上购买

    Best for(适合于):

    • Making a plan
    • Strategizing with your money
    • Setting up systems to build wealth

    此书也是纽约时报、WSJ的畅销书籍,教会了一代人如何赚取更多的钱,如何储蓄,如何过上富足的生活。个人理财专家Ramit Sethi被《福布斯》称为 “wealth wizard”,被《财富》杂志称为 “new guru on the block”。在新时代下,他更新了自己的财富宝典,提供了一个简单、强大的6周计划,而且非常有效。

    【I Will Teach You to Be Rich will show you】

    • How to crush your debt and student loans faster than you thought possible
    • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny
    • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too
    • How to talk your way out of late fees (with word-for-word scripts)
    • How to save hundreds or even thousands per month (and still buy what you love)
    • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game
    • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free
    • The exact words to use to negotiate a big raise at work
    图片来源于网络,版权为原作者所有

    The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich 

    作者:David Bach 

    Sale
    The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich
    The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich
      $10.19
      Amazon上购买

      Best for(适用于):

      • Making a plan
      • Setting up systems to build wealth

      销量超过150万册–《纽约时报》、《华尔街日报》、《美国日报》、《商业周刊》畅销书第一名。
      理财作家David Bach的这本书教给大家一个简单的原理:让你的财务自动化。从储蓄到还债,本书提出,设置你的财务,管理自己,可以帮助你在很多年内增长财富。本书列出了一个可以在一个下午付诸行动并产生持久影响的计划。

      【What makes The Automatic Millionaire unique】

      • You don’t need a budget
      • You don’t need willpower
      • You don’t need to make a lot of money
      • You don’t need to be that interested in money
      • You can set up the plan in an hour
      图片来源于网络,版权为原作者所有

      The Simple Path to Wealth: Your road map to financial independence and a rich, free life 

      作者:J L Collins

      The Simple Path to Wealth: Your road map to financial independence and a rich, free life
      The Simple Path to Wealth: Your road map to financial independence and a rich, free life
      $19.99
      Amazon上购买

      Best for(适用于):

      • Investors
      • People who want to retire early

      最早是在作者写给女儿的一系列信件中提出来的,书中不乏通俗易懂、可操作的投资建议。它在一些章节中采用了轻松随意的语气,但也不回避对较复杂话题的解释。这是榜单上评分最高的个人理财书,亚马逊评论超过800条,平均评分4.8星。

      书中讨论了一系列问题,如:

      • 如何看待金钱,以及理解这一点是建立你的财富的关键的独特方式
      • 为什么股市总是上涨,为什么大多数人投资股市仍然亏损
      • 如何在狂暴的牛市或熊市中进行投资
      • 实施这些策略的具体投资
      • 你投资生涯中的财富积累和财富保值阶段,以及为什么它们并不总是与你的年龄挂钩
      • 如何简化有时令人困惑的401(k)、403(b)、TSP、IRA和Roth账户

      想更了解美国系列退休账户的群众可以看看这本,内容及其丰富

      图片来源于网络,版权为原作者所有

      Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom 

      作者:Rob Berger

      Sale
      Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom
      Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom
      $14.99
      Amazon上购买

      Best for(适用于):

      • People who want to retire early
      • People who want to build wealth

      对于任何考虑通过FIRE(Financially Independent, Retire Early)提前退休,财务独立的人来说,本书都是一本入门级的经典之作,介绍了在这条道路上起步的原则。管理多个财务目标,并开始为退休投资,其中也会讲解各类退休账户的运作:从401(k)和403(b)账户到Roth IRA和HSA。还会有一个简单的计划,大家可以按照这个计划来决定哪个账户最适合自己。

      图片来源于网络,版权为原作者所有

      When She Makes More: 10 Rules for Breadwinning Women

      作者:Farnoosh Torabi

      When She Makes More: 10 Rules for Breadwinning Women
      When She Makes More: 10 Rules for Breadwinning Women
      $13.99
      Amazon上购买

      Best for(适用于):

      • Starting a conversation about money

      探讨了作者兼个人理财专家Farnoosh Torabi的每天所要面临的现实:养家糊口,并处于一段异性关系中,作者坦率地讨论了收入不平衡如何影响人际关系和家庭动态,并提出了一个大胆的策略来实现工作和家庭的幸福。

      挺适合女生阅读的。

      图片来源于网络,版权为原作者所有

      Women & Money

      作者:Suze Orman

      Sale
      Women & Money (Revised and Updated)
      Women & Money (Revised and Updated)
        $14.59
        Amazon上购买

        Best for(适用于):

        • Making a plan

        《纽约时报》畅销书之一,这本书主要讲述了女性如何赚钱、投资和储蓄,并对退休、婚姻等给出了建议,而此书里的建议对于20岁-60岁的人都一样适用,而主题则是女生要如何掌握自己的财务。Suze将她的洞察力、同情心和实用的建议融合在一起,为女性提供了财务知识和情感意识。

        书籍
        图片来源于网络,版权为原作者所有

        Think and Grow Rich

        作者:Napoleon Hill

        Sale
        Think and Grow Rich (An Official Publication of the Napoleon Hill Foundation)
        Think and Grow Rich (An Official Publication of the Napoleon Hill Foundation)
        $9.99
        Amazon上购买

        Best for(适用于):

        • Inspiration

        虽然这本书写于1937年,远在401ks出现之前,大萧条刚刚结束,但这本个人理财经典仍然提供了永恒的建议。它关注的是积累财富背后的心态:有关于 “欲望 “和 “坚持 “,而不是金钱本身的策略和管理。

        Hill借助了Andrew Carnegie、Thomas Edison、Henry Ford等众多亿万富翁的例子来阐述自己的观点。并不是一本纯讲理财,可以帮助你在和谐和理解的情况下平衡你的生活方式,并为你积累丰富的物质财富做准备。

        图片来源于网络,版权为原作者所有

        You Are a Badass at Making Money: Master the Mindset of Wealth

        作者:Jen Sincero 

        You Are a Badass at Making Money: Master the Mindset of Wealth
        You Are a Badass at Making Money: Master the Mindset of Wealth
        $12.99
        Amazon上购买

        Best for(适用于):

        • Inspiration

        也是《纽约时报》畅销书籍之一,Jen在这本书中从轻松的角度来谈钱,并探讨了赚钱和守财的心态。对于任何想要从新的角度看待挣钱和提升动力的人来说,这是一本很好的书。

        图片来源于网络,版权为原作者所有

        The Millionaire Next Door: The Surprising Secrets of America’s Rich

        作者:Cotter Smith

        Sale
        The Millionaire Next Door: The Surprising Secrets of America's Rich
        The Millionaire Next Door: The Surprising Secrets of America's Rich
        $16.99
        Amazon上购买

        Best for(适用于):

        • Inspiration

        本书作者对观察了百万富翁,发现他们有7个共同的习惯,包括低于自己的生活水平,拒绝传统的消费主义。富豪的相似之处多于不同之处,而且他们又并不都是你所期望的人。

        蛮有趣的一本书,让读者可以了解到:

        这个国家的富人是谁?
        他们是做什么的?
        他们是如何投资的?
        他们是如何致富的?
        你能成为他们中的一员吗?

        图片来源于网络,版权为原作者所有

        Spend Well, Live Rich

        作者:Michelle Singletary

        Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have
        Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have
        $17.00
        Amazon上购买

        Best for(适用于):

        • Budgeters
        • Personal finance beginners
        • Inspiration

        作者Michelle Singletary回顾了她与祖母的生活:祖母用微薄的工资养育了五个孩子(包括作者)。Singletary研究了她祖母根据自己的财务情况,充分的实现了其价值,这本书很适合想让自己已经拥有的钱发挥最大作用的人。

        作者Michelle Singletary也是《华盛顿邮报》的联合专栏作家,她的热门个人理财专栏出现在120多家报纸上。她也是三个孩子的母亲,为几乎每个家庭都要面对的财务问题提供了答案:如何教孩子认识金钱的价值;如何解决恋爱或婚姻中的金钱问题;家庭储蓄技巧;获得最佳贷款等。

        图片来源于网络,版权为原作者所有

        Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence

        作者:Vicki Robin 

        Sale
        Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018
        Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018
          $15.99
          Amazon上购买

          Best for(适用于):

          • People who want to retire early
          • Setting up systems to build wealth

          本书是有史以来最有影响力的个人理财书籍之一,销量超过100万册,经过全面修订的版本。

          财务独立是该书的核心点,并列出了一个达到这个目标的计划。无论你是刚刚开始理财生活,还是走向退休,本书都会告诉你该如何理财。
          讨论一系列问题,如:

          • 摆脱债务,发展储蓄
          • 通过心态和良好的习惯来省钱,而不是严格的预算。
          • 清理生活,用更少的钱过上好日子。
          • 投资您的储蓄,开始创造财富
          • 拯救地球的同时,还能省钱
          图片来源于网络,版权为原作者所有

          Broke Millennial: Stop Scraping By and Get Your Financial Life Together

          作者:Erin Lowry

          Sale
          Broke Millennial: Stop Scraping By and Get Your Financial Life Together (Broke Millennial Series)
          Broke Millennial: Stop Scraping By and Get Your Financial Life Together (Broke Millennial Series)
          $12.20
          Amazon上购买

          Best for(适用于):

          • Millennials
          • Young professionals
          • Personal finance beginners

          《华盛顿邮报》 “COLOR OF MONEY” 书友会推荐书籍


          这本个人理财书以其简单而贴切的语言成为千禧一代的最爱。它涉及到当今年轻人的所有独特挑战,从20多岁时与父母同住,到处理学生贷款债务,再到处理友谊和财务的问题。虽然它可能不适合年长的读者,但对于年轻读者来说,此书是一个很好的起点。如果你是一个现金紧缺的20或30多岁的人,很容易被财务状况吓坏。可以看看此书,你并不是注定要在债务中度过一生或被金钱所迷惑。这本精明的指南来指点你如何掌控你的金钱和生活。

          图片来源于网络,版权为原作者所有

          Get a Financial Life: Personal Finance in Your Twenties and Thirties 

          作者:Beth Kobliner

          Sale
          Get a Financial Life: Personal Finance in Your Twenties and Thirties
          Get a Financial Life: Personal Finance in Your Twenties and Thirties
            $13.79
            Amazon上购买

            Best for(适用于):

            • Young professionals
            • Personal finance beginners

            《纽约时报》畅销书籍,旨在引导年轻一代成年人了解个人理财的世界。

            Kobliner分享了全新的见解和具体、可操作的建议,旨在帮助新一代读者形成健康的理财习惯,并将其持续一生,时代虽在变迁,但该书仍然是年轻人学习如何理财的重要工具。

            图片来源于网络,版权为原作者所有

            The Financial Diet: A Total Beginner’s Guide to Getting Good with Money

            作者:Chelsea Fagan

            The Financial Diet: A Total Beginner's Guide to Getting Good with Money
            The Financial Diet: A Total Beginner's Guide to Getting Good with Money
            $12.99
            Amazon上购买

            Best for(适用于):

            • Young Professionals
            • Budgeters
            • Personal finance beginners

            此书很适合初入理财的人,为任何想要了解更多关于金钱和生活的人奠定了基础。最适合年轻人阅读,介绍了如何开始投资和为退休储蓄,以及预算和还债计划。书里的建议不加过多修饰,容易付诸实践。还会给你提供制定预算、了解投资、处理信用问题的工具。

            图片来源于网络,版权为原作者所有

            The Money Manual: A Practical Money Guide to Help You Succeed On Your Financial Journey

            作者:Tonya B Rapley

            The Money Manual: A Practical Money Guide to Help You Succeed On Your Financial Journey
            The Money Manual: A Practical Money Guide to Help You Succeed On Your Financial Journey
            $9.99
            Amazon上购买

            Best for(适用于):

            • Young adults and millennials
            • Anyone wanting to re-learn the basics of budgeting and saving
            • Hands-on learners

            是一本从储蓄到建立信用的理财基础知识指南。由Myfabfinance.com背后的博主撰写,这本书既引人入胜又平易近人,无论你收入多少,都能学到适用的理财知识。

            将能从此书学到不少理财知识:

            • 如何管理你的钱而不感到压抑?
            • 创建和实施可实现的财务目标的简单方法。
            • 将金钱作为改善生活的工具的方法。
            • 解决财务基本问题的最佳方法,如预算、储蓄、改善或建立信用,以及消除债务。
            • 如何引导您的学生贷款债务,了解您的权利,并确定您可用的最佳付款策略。
            图片来源于网络,版权为原作者所有

            除了以上2020最佳15本个人理财类好书,还有一些类似书籍也很值得推荐:

            Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

            作者:Robert T. Kiyosaki

            Sale
            Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
            Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
              $7.18
              Amazon上购买

              穷爸爸富爸爸应该很多人都听说过,2017年4月是此书首次在个人理财领域掀起波澜的一年,在这本经典的周年纪念版中,Robert对过去20年中我们看到的与金钱、投资和全球经济相关的内容进行了更新。

              该书讲述了Robert 在两个爸爸的陪伴下成长的故事:他的亲生父亲和他最好朋友的父亲,他的富爸爸。以及这两个人塑造他对金钱和投资的想法。书中揭露了需要赚取高收入才能成为富人的神话,并解释了为钱工作和让钱为你工作之间的区别。算是时代变迁也不会流失的经典之作吧

              Rich Habits: The Daily Success Habits of Wealthy Individuals

              作者:Thomas C. Corley

              Rich Habits: The Daily Success Habits of Wealthy Individuals
              Rich Habits: The Daily Success Habits of Wealthy Individuals
              $9.99
              Amazon上购买

              The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

              作者:Dave Ramsey

              The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
              The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
              $15.49
              Amazon上购买

              The Intelligent Investor, Rev. Ed

              作者:Benjamin Graham

              The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing
              The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing
              $15.49
              Amazon上购买

              Girl, Get Your Credit Straight!: A Sister’s Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future

              作者:Glinda Bridgforth

              Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future
              Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future
                $13.55
                Amazon上购买

                Financially Fearless: The LearnVest Program for Taking Control of Your Money 

                作者:Alexa von Tobel

                Financially Fearless: The LearnVest Program for Taking Control of Your Money
                Financially Fearless: The LearnVest Program for Taking Control of Your Money
                $27.00
                Amazon上购买

                更多相关文章

                股神巴菲特(Buffett)的书单,投资天才的知识框架

                文章标签: #理财#书籍推荐

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                文章目录
                I Will Teach You to Be Rich
                The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich
                The Simple Path to Wealth: Your road map to financial independence and a rich, free life
                Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom
                When She Makes More: 10 Rules for Breadwinning Women
                Women & Money
                Think and Grow Rich
                You Are a Badass at Making Money: Master the Mindset of Wealth
                The Millionaire Next Door: The Surprising Secrets of America’s Rich
                Spend Well, Live Rich
                Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence
                Broke Millennial: Stop Scraping By and Get Your Financial Life Together
                Get a Financial Life: Personal Finance in Your Twenties and Thirties
                The Financial Diet: A Total Beginner’s Guide to Getting Good with Money
                The Money Manual: A Practical Money Guide to Help You Succeed On Your Financial Journey
                Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
                Rich Habits: The Daily Success Habits of Wealthy Individuals
                The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
                The Intelligent Investor, Rev. Ed
                Girl, Get Your Credit Straight!: A Sister’s Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future
                Financially Fearless: The LearnVest Program for Taking Control of Your Money
                更多相关文章

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